- How to protect your loved ones after you’re gone How to protect your loved ones after you’re gone As the old saying goes, there are only two things certain in life: death and taxes. Unfortunately, most of us spend too much time worrying over the latter and not enough discussing the former, uncomfortable though it may be. But while no one enjoys contemplating the end of ...
- Investing in the ageing population Investing in the ageing population You’ve undoubtedly heard that Australians are living longer. The most recent Intergenerational Report for instance, projected that the number of Australians aged 65 and over would more than double by 2055, compared with 2015. Keeping an older generation fit and healthy requires significant investment in certain areas such as healthcare and technology. ...
- How to escape the Credit Card debt trap How to escape the Credit Card debt trap According to the Australian Securities and Investment Commission (ASIC), Australians owe a total of $45 billion in credit card debt, and about half of us continue to make low repayments and remain in debt month after month. Did you know that a $2,000 credit card debt would take ...
- Understanding SMSF contributions Understanding SMSF contributions Contributions can play an essential role in a self-managed superannuation fund. Your contributions can be made in two ways – by cash or an asset (known in the trade as ‘in specie’ contribution). Typically, your SMSF can accept: employer contributions personal contributions salary sacrifice contributions super co-contributions eligible spouse contributions The Australian Taxation Office (ATO) is big on paperwork and ...
- How to avoid a money meltdown with your partner How to avoid a money meltdown with your partner It makes the world go around, but money can be the source of serious problems among couples, in some cases leading to total relationship breakdowns. Of course it’s not the money per se that creates the issues, but rather our views surrounding it – our financial values ...
- How to protect your loved ones after you’re gone How to protect your loved ones after you’re gone As the old saying goes, there are only two things certain in life: death and taxes. Unfortunately, most of us spend too much time worrying over the latter and not enough discussing the former, uncomfortable though it may be. But while no one enjoys contemplating the end of ...
- Six things to consider when investing for retirement Six things to consider when investing for retirement Many people aged between 50 and 65 are uncertain about being able to cover living expenses in retirement. In the past retirees could rely on the age pension to secure their retirement. Many retirees are now less confident about this source of support, as a growing number of ...
- Economic Update Economic Update Market and Economic overview Australia Economic data continues to paint a mixed picture of the domestic economy. The manufacturing PMI survey – a useful gauge of activity levels in the sector – came in below the 50 level; indicating challenging conditions. Job advertisements have also been weak and are running -3.7% below the corresponding period a year ...
- Successful investing despite 115 million worries and Truth Decay Successful investing despite 115 million worries and Truth Decay It may seem that the worry list for investors is bigger and more confusing than ever before. Some of this may relate to US President Trump’s disruptive and “open mouth” approach as highlighted by the “trade war” and his frequent and sometimes contradictory tweets. For example, on 24th ...
- How close are we to a cashless society How close are we to a cashless society? With tap and go payments becoming ever more popular and the advent of instant transfers between domestic bank accounts, how much longer will we be using cash as a form of payment? According to recent survey results produced by You Gov Galaxy and commissioned by payments provider Square, the ...
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