2019: a list of lists regarding the macro investment outlook Key points: Despite continued volatility, 2019 is likely to be better for diversified investors than 2018 was. Recession is unlikely and so too is a long and deep bear market in shares. Watch the US trade war, the Fed, globa

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Bubbles, busts and Bitcoin The surge in Bitcoin has attracted much interest. Over the last five years, it has soared from $US12 to over $US8000; this year it’s up 760%. Its enthusiasts see it as the currency of the future and increasingly as a way to instant riches with rapid price ga

Christmas Period Office Hours Friday 22 December 2017 – Closed Monday 25 December 2017 – Christmas Day Tuesday 26 December 2017 – Boxing Day Wednesday 27 December 2017 – Closed Thursday 28 December 2017 – Closed Friday 29 December 2017 – Closed Mond

Funding retirement income in a low interest rate environment While a traditional bank deposit is generally regarded as one of the safest forms of investment, it also currently offers amongst the lowest returns. For those relying on bank deposits to fund their retirement income, the cu

Who’ll inherit your family heirlooms, if not your kids? If you’re a baby boomer, you may be considering passing down some of your treasured possessions to your children or grandchildren—especially if downsizing your home is on the horizon.  If you’ve already made the assumption that t

Investment bonds – an alternative to super A number of changes came into effect on 1 July 2017 that limit the amount of money those saving for retirement can put into super. This includes new limits on concessional (or before tax) and non-concessional (or after tax) contributions. The

The power of investing in yourself What do you really want out of life? Investing in yourself is an important way to prepare for achieving your personal goals. Here are 5 ways to make sure you’re ready to meet the future as your very best self. 1. Take care of your body and mind Being

Boost your retirement income with salary sacrifice By contributing into your super, you can reduce the amount of tax you pay while adding to your future retirement income. What is salary sacrifice? Put simply, salary sacrifice is where you pay a portion of your pre-tax salary or wages